(Non-Banking Finance Company Registered with RBI)
B-208 C.R. PARK NEW DELHI
SCHEDULE OF CHARGES
| Sr No | Particulars | Details |
|---|---|---|
| 01 | Loan Processing charges | 3.25% of loan sanctioned |
| 02 | Document Charges | Rs 250/ - Per Case |
| 03 | Bank Charges for Disbursement | Actual |
| 04 | EMI dishonor charges per instrument /transaction | Rs 600/- + GST |
| 05 | Pre-closure charges | Pre-closure is allowed after 6 months from date of disbursement for long term loans subject to the following : 1. All floating loans given to individuals where all borrowers and co-borrowers are individuals - NIL 2. Secured Business loan 4% of the principal outstanding |
| 06 | Late Payment /Delayed /overdue interest charges | 2% per month on delayed period on the overdue amount . |
| 07 | Request for copies of documents of collaterals held : Rs 750/- Per instance | |
| 08 | Duplicate statement of account /repayment schedule/any other document | Rs 250/- per instance |
| 09 | CERSAI Charges | Actual as per schedule of CERSAI |
| 10 | Pre- closure quote | Rs 500/- per instance |
| 11 | Document retrieval and handling charges at the time of closure of the account | Rs 500/- |
| 12 | CIBIL Report retrieval fee | Rs 50/- per instance |
| 13 | Duplicate No -Due certificate | Rs 500/- |
| 14 | Stamp Duty /Legal charges | Actual |
| 15 | Each personal visit to borrower place for collection of dues | RS 500/- Per visit |
| 16 | Notice charges for recovery | Rs 250/- |
| 17 | Legal Notice | Rs 750/- + GST or actual whichever is higher |
| 18 | Loan application form | Free |
| 19 | No –dues certificate | Free- first time |
| 20 | Account statement | Free – first time |
| 21 | Any other charges incurred by the company not specified above | Actual |
